Minnesota HOA Law · Plain English

Minnesota's New HOA Law: SF 1750

SF 1750, Minnesota's Homeowners Association Bill of Rights, will raise the bar on how associations handle competitive bidding when it takes effect January 1, 2027. Boards are getting ahead of it now. We help you run a clean, well-documented bid process, and we work alongside your association's attorney on any legal questions.

The Short Version

A big deal for how associations buy construction work

SF 1750, Minnesota's Homeowners Association Bill of Rights, was signed May 12, 2026 as Chapter 82. The provisions that change how boards buy construction take effect January 1, 2027, and apply to association activities on or after that date. Here is what that section requires:

  • Before entering any contract for property maintenance, construction, repair, or reconstruction services with an estimated cost over $50,000, the board or property manager must solicit a minimum of three written competitive bids.
  • Any bid from a person affiliated with a board member, a board member's family, or the property manager must be disclosed before the bids are considered, and the disclosure recorded in the meeting minutes.
  • The board selects from the bids on reasonable business criteria: cost, qualifications, warranties, conformance with the bid solicitation, and schedule.
  • The association keeps records of the bid selection process and the contracts awarded for six years, available to unit owners.
  • Exceptions exist for emergencies, urgent damage repairs, warranty work, sole-source vendors, volunteer-labor projects under the threshold, and cases where multiple bids cannot be obtained despite reasonable effort.
  • The same law bars board members and property managers from accepting anything of value as an inducement on a maintenance, construction, repair, or reconstruction contract, effective the same date.

What the law means for your association, what applies, and when, those are questions for your association's attorney. Our work is the construction and bidding side: building the scope, running the bid, and documenting the process from start to finish.


Where We Come In

Multiple bids, full transparency

Whatever the details turn out to mean for your community, a clean competitive bid is never the wrong move. We help boards procure multiple bids with transparency: a complete scope, vetted bidders, sealed bids opened on the record, and a side-by-side comparison the board can decide from and keep on file. Here is how the bid process works.

Boards that want a steadier hand across the year pair that with an advisory retainer.

Go Deeper

More for boards planning ahead

When does a project deserve competitive bids?

The three ways project costs sneak past boards, multi-year totals, change orders, and split projects, and how to get ahead of them.

Storm damage: what your board can do right now

What you can order immediately, where stabilization ends and the real project begins, and the paper trail that protects you.

The SF 1750 three-bid guide

A plain-English walkthrough of the three-bid rule, what it covers, when it starts, and how to get your board's process ready ahead of the deadline.

Common Questions

SF 1750, quick answers

When does SF 1750 take effect?

SF 1750, the Homeowners Association Bill of Rights, was signed May 12, 2026 as Chapter 82. The provisions that change how boards buy construction take effect January 1, 2027, and apply to association activity on or after that date.

What does SF 1750 require for competitive bids?

For a property maintenance, construction, repair, or reconstruction contract with an estimated cost over $50,000, the board or property manager must solicit at least three written competitive bids, disclose any affiliated bidder in the minutes, select on reasonable business criteria, and keep records of the process for six years.

Does SF 1750 apply to my association right now?

Not yet. The competitive-bid provision is not in force until January 1, 2027. That gives boards a window to get their bid process ready ahead of the deadline.

What does TruPoint do on SF 1750 projects?

TruPoint handles the construction and bidding side: building the scope, running a clean competitive bid, and documenting the process from start to finish. Legal questions about how the law applies to your association go to your attorney.

The ground rule: we work alongside your attorney. They handle the statutory details, dollar thresholds, effective dates, and exceptions. We handle the construction and bidding side.

Have a project or a bid coming?

Ask us anything. Straight answers about bids, projects, and where to start, in a free 30-minute consultation.